Thursday, February 28, 2008

Saving on Airfare

Last weekend Michael and I decided to book the airfare for our honeymoon. Michael had looked on the usual sites like Kayak.com to figure out what the best deal was. However, he also took the time to figure out which carriers service both our home airport and the one in our vacation destination. Then, just to be sure we had the best deal, he looked at the websites of those airlines. Guess what? He found a lower deal than Kayak told him was available!

I was really glad that he took the time to figure this out. However, I will always try to stretch beyond the lowest deal and see what kind of extras I can get on top of that, like Upromise credit or an extra cashback bonus through Discover Card's ShopDiscover program. They aren't partners with American, so no deal there. But then, I flipped open my Entertainment Book and found American Airlines in the index! They had a coupon code for an additional 5% off any airfare worldwide that is $150 or more for up to 6 passengers.

Yippee! The coupon code worked, and we saved an additional $25.80. The Entertainment Book is awesome! (Incidentally, you can get it at a great discount this time of year.)

And actually I got another deal by using my Discover Card. They are offering 5% cashback (on top of the usual incentive) in their Get More program this quarter for travel purchases up to $800. Fantastic!

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Wednesday, February 27, 2008

My Frugal $ense Pick for February

February is nearly over, but I thought I'd share my favorite tip on Bankrate.com's Frugal $ense contest because it's a really good one that I already use. Bonnie Pineiro of Weymouth suggests making your own school snacks for kids by buying in bulk and packaging your own individual-sized snacks. When I was a kid, my parents did the same thing for our school lunches.

I don't have any children, but I do this for my own lunch that I take to work. In fact, this week I've had applesauce as part of my lunch. I bought a 24-ounce jar of it on sale for 79 cents. I've poured it into half-cup size reusable containers and put one in my lunch bag each day. Like in Bonnie's examples, it was far cheaper than buying the pre-packaged individual-sized containers of applesauce. And it takes very little time and effort to do the packaging myself.

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Monday, February 25, 2008

99 Cent Latte Day

For those of you who were particularly interested in the Cutting Down on Coffee and More Coffee Savings discussion that we had last month, I thought I'd mention something that I saw on Coupon Mom's blog today: 99 cent coffees at Dunkin' Donuts on Tuesday! The deal is only good from 1 PM until 10 PM on February 26th. You can get a small latte, cappuccino, or espresso for just 99 cents!

So, if you are looking for a cheap treat, this sounds good!

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Sunday, February 24, 2008

Dominion Powerwash

Power washing? Yes, I know this seems to be an unusual post for Save 4 Fun. However, I just got an email from a friend today that he has started a power washing business in Northern Virginia. I always try to help promote friends' small businesses in one way or another, but I have to admit that I don't know much about power washing. However, I know Jamie to be a great guy, so I can only imagine that his business will do an awesome job with outdoor cleaning if you need the service.

How does Dominion Powerwash tie into my blog? They have coupons on their website! So, if you or someone you know need power washing services, check them out and spread the word.

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Saturday, February 23, 2008

Freezing More Food

Back in November, I wrote about Filling the Freezer. Reading Erin Huffstetler's article entitled I Can Freeze That? on About.com, I've learned that there are even more foods that I can freeze. I'm going to have to try her tip on freezing fresh herbs. I always hate when I have to buy a big bunch of herbs when I only need a little bit in a recipe. Inevitably, I end up throwing away the rest. Sometimes I might skip the herb (but that usually really takes away from the dish) or see if I have it in the dried version (but that's not the same and it's also not always possible, as in the case of cilantro). However, the frozen version of the fresh herbs might help solve this problem.

One thing that freezes well that Erin didn't mention in her article is an onion. Sometimes I only need part of an onion for a recipe. While the remaining portion can be kept in the refrigerator for a while, I don't usually get around to using it before it has gone bad. I've found out that you can freeze onions. So, I'll chop or slice the remaining part and then put it in a freezer bag or container. The next time I need to cook with an onion, I just get it out of the freezer. It's already chopped or sliced, which makes things faster for meal preparation.

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Monday, February 11, 2008

Reducing the Expense of Facial Cleansing Cloths

I like to use disposible facial cleansing cloths at night to wash my face. I know that using a regular wash cloth and cleanser would be less expensive and better for the environment. But for some reason, the disposible cloths have always worked better for me -- my face and my routine. To stretch out how long a package of the cloths will last (and therefore, reduce the overall cost and waste), I cut them all in half when I open a new box. The half size is plenty to wash my face. And then, I get 60 nights' use out of a package instead of just 30.

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Sunday, February 10, 2008

Saving on Save the Date

I'm back from a few weeks of intense wedding planning. There's still a lot to do on that project, but I think (for now anyway) it shouldn't be as time consuming. The majority of big stuff is either decided upon or we at least have the appointments set with some vendors of the remaining big ticket items.

Since it's still fresh on my mind, I thought I'd mention one money-saving tip I've implemented during wedding planning: I made my own save-the-date cards.

First of all, I didn't think save-the-date cards were going to be necessary. In fact, I thought it was going to be one place where I could cut a corner on the budget. I figured we (including our family) could just tell people during the course of a regular conversation or email message when our wedding would be and mention that we'd hope they would save the date. However, while the place we've picked to get married is significant to both of us, neither we nor any of our friends or family live there. So, essentially we are planning a destination wedding...even though it isn't in a far off land. Because of that, however, I really felt the need to get information out to guests as early as possible so that they could not only save the date, but see if there's room in their budget to make the trip (for those who won't be able to get there and back in a day), start to plan their trip, make hotel reservations, etc. That led me to doing another thing I never imagined -- creating a wedding website!

I needed to publicize the website information to the guests. So, that's where the save-the-date cards came into play. There are a lot cute save-the-date options out there. However, eventually (i.e. after the wedding), even the nicest card or most creative magnet is unwanted trash. So, I got a friend who has some graphic design background to make a postcard for me. She was even able to personalize it with a picture of us.

Postcards are easy to make because you can put 4 of them on one letter size sheet of paper. I took the file to Kinko's and had them print them on the glossy card stock. Then, with two strokes of the paper cutter per sheet, I had all of the postcards made.

So, let's see how I did in comparison to using an online designer for a similar style card:

Online Vendor
Product: color card, personalized with our message and photo - envelopes included.
Quanity: They only sell them in packets of 75 or 100. (I needed 80.)
Shipping: No charge for shipping for orders over $75.
Price for 100: $88.00 + tax = $92.40
Postage for 80 (at 41 cents per stamp): $32.80
Total: $125.20.

My Cards
Product: color postcard, personalized with our message and photo - no envelopes needed.
Quanity: 4 come on a sheet. (I needed 80, but I got 84 just in case I had any errors while addressing them. I could also go back to get additional ones printed without a problem if I needed them.)
Price for 84 (including tax): $33.95...plus about 20 minutes of my time to cut the sheets into postcards.
Postage for 80 (at 26 cents per stamp): $20.80
Total: $54.75

Savings: $70.45!

This is a good example of how I'm saving, but I'm not cutting on all corners of the wedding budget. Even though we don't want to spend a huge bundle, we do want a nice celebration. (It's the whole "save for fun" idea.) I could have just not done the cards, but it was an efficient and easy way to get out the information to everyone and let them know who exactly will be invited. I could have also opted for black and white, matte postcards instead of color, glossy ones. However, I liked the look and decided to upgrade since I knew even the upgraded version was a big savings over other options. Above all, what I wanted fit into the budget, so I went for it!

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Sunday, February 3, 2008

I'll Be Back Soon!

Wedding planning has been consuming the vast majority of my time lately. It's been nearly a week, and I haven't posted anything on Save 4 Fun. I promise to be back soon -- hopefully, in the next couple of days!

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Monday, January 28, 2008

Did Someone Say "Free Pretzel?!"

I have an email account just for signing up for newsletters, promotions, etc. that I don't want going to my regular email inbox. I usually check it about once a day to see what's new. Tonight I received a message from Auntie Anne's (as in the pretzel place at the mall). I don't even remember why I signed up for their newsletter because it's not somewhere where I go often. While I really like their pretzels, I don't usually snack while at the mall. However, I might have to make a special trip on Saturday!

Auntie Anne's is turning 20 years old on February 2. They are celebrating by giving out free pretzels from 10 AM - 4 PM. You can read more about their big day and the free pretzels at this link.

Happy Birthday, Auntie Anne! And thanks for passing out free treats!

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Sunday, January 27, 2008

More on Coffee Savings

My sister has realized that she has gotten in the habit of buying the largest size drink ("Venti" which is 20 oz) when she goes to Starbucks. She says she didn't really need the biggest one, so this year she's cutting back to the 12 oz cup called "Tall" (which she says is really more than enough). By doing this, she has reduced her spending and her caloric intake. However, as Kate pointed out in her comment on Cutting Down on Coffee, you can actually order a "Short" (8 oz) even though it isn't on the menu in Starbucks. However, it is listed on their website's nutrition information. Oh - a secret little tip! Thanks, Kate!

I had another idea when my friend was trying to think of ways to cut back on her coffee outings without cutting the "treat" factor out. I will tell you again that I don't know that much about coffee. So, I'm not 100% sure this is an excellent idea, but it might be at least a decent alternative. Ask for a latte maker as a gift (i.e. birthday, Christmas, wedding). Perhaps it would be less expensive in the long run to make them at home, even if you bought the latte maker on your own. In her comment on Cutting Down on Coffee, Nikki recommends the Nespresso Milk Frother for the home barista in you.

I know my parents often keep, wash, and reuse the coffee cups and lids when they get them at a coffee shop/fast food restaurant. They can keep them for quite a while before they get too worn out. This is good for coffee on the go. If you can't or don't want to keep the cup while you are out and about, just throw it away. You don't have to worry about having to tote a regular reusable mug with you for the rest of the day. But if possible, leave it in the car and reuse it another time.

Is the whole idea of getting coffee at a shop because it's a treat...out of the house? You probably shouldn't take your own drink into a coffee shop, but maybe there's another place you could hang out like a park or shopping mall, or even a quiet space in your home, and enjoy your drink.

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Saturday, January 26, 2008

Cutting Down on Coffee

One of my friends emailed me a few months ago about one of her financial downfalls. She wrote:

"My weakness is treats. I love to go out for coffee or grab a treat after a long day at work or hanging out with my son (also a lot of work). One idea I have taken hold of is ordering cafe au lait at coffee shops instead of lattes. The average cafe au lait (steamed milk and coffee) is $2 or lower, depending on the shop I go to. Plus, I always go local (when I can help it) and then I know that I'm spending money in my community and supporting local business owners (like me)."

She didn't mention how much a latte costs, but based on what she is saying, it sounds like it is more than a cafe au lait. Not being much of a coffee-drinker myself (and having no idea what the difference is between these two beverages), I had to turn to Google for some help. Apparently, the latte is espresso with milk, and the cafe au lait is strong black coffee with steamed milk. I'm not sure if she's making a big sacrifice in flavor, but it sounds about the same to me. So, if there's not much difference, I'd go for the less expensive one too.

Another idea that I had for her is to look at the average number of times she goes out for coffee or other treats during a week or month and then cut that number down by 25% or 50%. She could give herself 1-2 months to be on the reduced plan as a trial. If it's shear torture, then she could go back to what she was doing. However, more than likely, after a month or two she'll be used to going out for coffee less. She should also track the savings from this plan. Watching the amount in savings account increase should be an added incentive.

If you think you'd like to try the idea of reducing the number of trips to the coffee shop but that it would be too hard to track, try using a gift certificate. Figure out how much you spend on coffee on average each month. Then, reduce that amount by 25% or 50%. Buy a gift certificate for the amount you want to spend for the month. Only use the gift certificate (not cash or credit) when you go to the coffee shop. Once you've used the entire balance, your treats are done for that month.

For example:
You usually go to the coffee shop 4 times a week.
You usually buy the $2 cafe au lait.
That's $8 per week.
There are roughly 4 weeks in a month, which means you spend $32 per month.

To cut back by 25% would mean that you would only spend $24 (an $8 savings).
To cut back by 50% would mean that you would only spend $16 (a $16 savings).

Buy a gift certificate for that amount and see how you do. If you can get gift certificates in small amounts (for just one drink), then you could do it like this:

You usually go to the coffee shop 4 times a week.
There are roughly 4 weeks in a month, which means you go 16 times per month.

To cut back on your visits by 25% would mean you should buy twelve $2 gift certificates.
To cut back on your visits by 50% would mean you should buy eight $2 gift certificates.

With the second idea, you would know exactly how many drinks you have left for the month based on the number of gift certificates you still have on hand.

Need some help or convincing on this kind of savings? Check out the website of David Bach (author of the Finish Rich book series). He has coined the term "Latte Factor."

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Thursday, January 24, 2008

High Yield Savings Account

As I mentioned in My Frugal $ense Pick for January, there are quite a few ideas that I like on Bankrate's contest this month. Another one of my favorites is High Yield Savings Account submitted by Sumit Malden. It's similar to Treat Your Credit Card Like a Debit Card that I commented on in November.

The online banks, like ING, do offer great rates -- relative to your standard "bricks and mortar" banks. Of course, with the Fed cutting interest rates lately, these great rates on the savings accounts are shrinking across the board. I know it's helping people with loans or who are considering borrowing (which in turn should help boost the economy). However, that means it's not helping me (because I'm fortunate to not have any debt right now). In fact, it's just hurting me because the earnings on my short term savings are decreasing with the interest rates. (And then I look at my retirement savings and groan too...but it's okay; I have plenty of time to ride out the market.)

All right, I'll stop whining about that and wait for the economy to sort itself out. I'll also wait for the $600 check that it sounds like Congress is going to send me this spring. That will more than make up for what I'm losing with the interest cuts! How I do love a rebate!

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Tuesday, January 22, 2008

My Frugal $ense Pick for January

This month Bankrate.com has several tips on their Frugal $ense Contest that I really like. Picking just one favorite was a little difficult. However, for being unique, I'm going with Brenda's Host a dinner and eat for a week idea. The thought of gathering friends for an evening together and getting a week's worth of food after only making one casserole is awesome! I guess the one draw back is it doesn't work well if you (or some of your friends) are married and/or have children. But it would be great for a group of single friends.

Well, here's an idea for 3 couples: each couple brings 1 casserole that serves 6. Like Brenda suggests, only eat the one that the host cooks. Then, divide up the other two for everyone to take home. Each couple would get 2 two-serving dinners to go. Still a good deal!

Whether it's 6 singles or 3 couples, I think you'd also have to add some things to make it a full meal for a group (since you only get one serving). The group could divide up the extras: appetizers, salad, bread, drinks, desserts...and maybe the host gets off adding nothing else other than the location (including set-up and clean-up).

If you like this tip, vote "7" for Brenda this month! The contest ends January 31.

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Monday, January 21, 2008

Morning Movie

Michael has been wanting to see National Treasure: Book of Secrets. I wasn't lucky enough to win screening passes through Ytic, so we were going to have to pay to see this one. I suggested that we use one of my coupons in the Entertainment Book because even for an evening show at Regal Cinemas, the price is only $6.00 (or $7.50 within the first 12 days of the movie's release). That's a good deal considering the regular price is $10.25 ($8.00 for a matinee) in the DC area.

However, Michael found an even better deal! AMC Theatres offer big discounts (no coupons needed) for their shows before noon on Saturdays, Sundays, and holidays. So, we went to the 10:30 AM showing of National Treasure this morning (MLK Day) for only $5.00/ticket. Half price! We also had no problems finding near-by parking, which was great because it's so cold out. The meter parking was free since it's a holiday. There weren't a lot of people there, so we got good seats without having to get there really early.

We grabbed lunch after the movie -- and it was a nice (and very affordable) date!

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Sunday, January 20, 2008

What's Included in That Membership Fee?

Since Michael and I announced our engagement, my sister Angie has been working hard to reduce her expenses and save. We've lived together for 7 years, and now she's losing her roommate -- and thinking about buying a house on her own. Angie's not super carefree with her spending, but she has examined her financial habits and has realized that she can definitely do better by just putting a little thought into it. She wanted to share one of her own saving stories for my blog. So, here it is...

Angie: "I started working out at a small gym with a friend because of the 'Boot Camp' class they offered. I wanted to mix up my workout from my regular routine at my Gold's Gym. After Boot Camp, I decided to add a Spin class to my schedule two days a week for about $15 a class. The class was great because it was in the morning. I could take it and then head straight to work. The instructor (a friend of a friend) was decent. Then, when I wanted to start saving money, I knew I would have to drop something. I hated the thought of giving up the Spin class, but I had to cut back my expenses. So, I finally looked into my Gold's membership package that I started in 2001. Turns out the $41.95 membership fee I pay monthly includes all of their classes! I had totally over looked this benefit because when I started at Gold's I was not a 'fitness class' sort of person. I admit that I was skeptical in the beginning. Would the instructor be any good? Would I actually get a bike at a big, busy gym? Would the class schedule be convenient? But it's all worked out really well. I had nothing to worry about! In fact, I just had things to gain -- to the tune of about $120 per month!"

So, whether it's a gym membership, benefits at work, homeowner association/apartment complex amenities, take a closer look and see what you are already entitled!

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Saturday, January 19, 2008

Finding Good (and Affordable) Restaurants in NYC

I just read this week's PostPoints Travel Tip of the Week entitled A Bite of the Big Apple by Scott Vogel of The Washington Post. He writes about Restaurant Weeks coming up in New York City January 21-25 and January 28-February 1. For the types of restaurants that participate and the number of courses that you get, it's a good deal. Vogel sites the latest Zagat Survey which says the average price of dinner in NYC is $39.46. (Wow - I wonder if that's just the meal or if it includes a drink, tax, and tip.)

Reading that article reminded me of when I was in the Big Apple for 3 nights this past June for work. I was staying in Times Square where I knew there would definitely be no shortage of restaurants. Before I went (because I figured I wouldn't have Internet access while I was there), I turned to Upromise to find out which restaurants near the hotel would give me some money towards college savings. There were 98 Upromise restaurants within 1 mile of my hotel! So, I sorted them by distance (low to high) and printed out the information on ones that were within a half mile of the hotel. When I arrive in New York, I was prepared with a list of dining options, complete with a description, price range, location, Upromise member ratings, and Zagat review, if the restaurant had been on their survey.

The first night I decided to try the Roxy Delicatessen. Like most restaurants on Broadway in or near Times Square, it's kind of a tourist trap. It was okay, but it would have been much better if they offered smaller sandwiches (and lower prices). I really didn't need a pound (literally!) of pastrami. With a soft drink, tax, and tip, that sandwich dinner was $19.20. And to think, Upromise said that the prices at the Roxy Deli were fair compared to Manhattan standards! However, I did get 8% of that total for college savings in my Upromise account.

The next night I met a friend who now lives in Brooklyn. We ate at one of her favorite Thai restaurants in Manhattan. (Note: this wasn't on the Upromise list, but it didn't matter because I had my friend to guide me to good eats this night.) It was a place called Klong. I got a great entree and a martini (plus tax and tip) for $17.00. Mind you, this seemed to be off the beaten path, so I guess prices weren't as high as in the tourist areas.

My last night in New York, I referred back to my Upromise list. This time I decided to head a few blocks off of Broadway to a little Italian restaurant in Hell's Kitchen called Pietrasanta. It got good reviews from Upromise members and Zagat, and I was going to earn 8% for college savings. I guess I was hungry earlier than the usual crowd in NYC because I was the first one in the restaurant. (That made me a little nervous until the restaurant filled up soon after I got there.) Arriving early, I got a great seat by the window. This meal was awesome -- real Italian food! I think I just got an entree (with water to drink), and it cost $19.24. I wished I had gone there the first night instead of to Roxy's because for the same price it was a much, much better value. With a great local place like that, it made me wonder why people would eat at the Olive Garden in Times Square.

The moral of this story is when you are traveling, ask locals where they eat. You'll probably find some of the best restaurants in terms of food and price that way. If that's not an option for you, at least step out of the tourist areas to dine. Again, you'll probably get better food at a better price.

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Friday, January 18, 2008

A Little Cooking Tip

Brown sugar isn't something I need on a regular basis, but it's a rather common ingredient. Here's the problem: I would buy a package of it and use a few tablespoons, a quarter of a cup, or maybe a half of a cup. I would seal up the rest. The next time I'd need brown sugar, it would be hard as a rock. A tip on the side of the box suggested microwaving part of it with a damp paper towel to soften it. However, then I'd have to use all of it right away. Chiseling part of it off was nearly impossible. I read another tip that said you can freeze the brown sugar to keep it from hardening. Then, I got a good idea!

The last time I bought a package of brown sugar, I used just a little. Then, I put the rest in resealable sandwich bags -- a quarter cup in each bag. (Snack size resealable bags work too.) You could measure out different amounts, but I've found quarter cup is the most common amount. Plus, you can just open several bags if you need more (i.e. 4 bags for 1 cup). Then, I put all of those little bags into a larger freezer bag and put the whole thing into the freezer. Whenever I need brown sugar, it's ready: measured and soft!

I no longer have to throw out the unusable brown sugar "brick" after only consuming a very small portion.

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Thursday, January 17, 2008

Free in the City

Probably one of my most favorite things about living in the DC area is that there are tons of great cultural opportunities that are available -- for free! A great resource is the website for Cultural Tourism DC. I've looked at their website now and again. I even have it bookmarked. However, since I don't look at it often, I've been missing some things.

My friend Amy (who really is the go-to, know-it-all girl in terms of cool happenings -- and free activities! -- in DC) just pointed out to me that Cultural Tourism DC has a weekly e-newsletter. She thought it might be a good thing to put on my blog. Now, that's what Save 4 Fun is all about! (Thanks for the tip, Amy!)

One of the highlights in their e-newsletter this week is something called "Warm Up to a Museum" which includes all sorts of fun programs and events throughout February -- and they are free. Winter is a great time to hit the museums too because they aren't packed with tourists. (It's a good time to come to town too if you are an out-of-town tourist.) So, check it out. See what interests you and fits into your schedule. Go do something fun for free!

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Wednesday, January 16, 2008

Budget Article in the Loudoun Times Mirror

I had the good fortune on Monday to speak with Lina Hashem, a reporter from the Loudoun Times Mirror, about some of my savings tips. The interview with me was mostly in regards to Coupon Mom's website. The whole article has some good ideas and inspiring money-saving stories. Read Trimming the Budget Without Trimming the List. (Kudos to Kim Jenkins of Leesburg for racking up on some awesome deals on toys!)

For me, it's fun to share my savings tips and to find out what ideas other people have. I hope folks in Loudoun County find Lina's article useful and make their way to Save 4 Fun on a regular basis. It's exciting that Lina referenced my January 5 post of this blog.

Lina mentions Target's clearance items in the article. I know where all of the clearance sections are in my Target store (mostly end caps in out-of-the-way areas). I always make it a point to swing past these sections every time I'm in the store. While I don't find something I need or want on every visit, I do often find great deals.

I've noticed that some of the best clearance items at Target are in the health and beauty section. Sometimes they'll get a promotional package of lotion, toothpaste, or the like. It might have extra ounces or a sample of another product attached for free. (For example, 30% more lotion for free or a free toothbrush attached to the package of toothpaste.) They don't always keep those things on the regular shelves until they sell out. After a certain period of time, they'll move them to the clearance section. So, you might get a larger size of a product you want on clearance for 15%-50% less than the regular size on the regular shelf. You just have to look for the areas of each department that have the big red "Clearance" signs and see what good stuff might be there. I've found it's worth the extra minute to take a look.

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Tuesday, January 15, 2008

Planning Ahead for Valetine's Day

Valentine's Day is less than a month away. Of course, if you are like most people, you are just coming off from a big spending time in December. But you don't have to spend a ton on your "valentine" to make him/her feel special. To me, Valentine's Day can be blown out of portion in terms of amount spent on gifts. It's far more fun to see how creative you can be in expressing your love on this day.

Michael is smart. He has always cooked a great meal at home for me on Valentine's Day. It makes a lot more sense and is far more special than going out for a meal that is probably over-priced for February 14.

While it can sometimes be hard to dream up, I try to think of some kind of little, inexpensive (but thoughtful) gift to give Michael. He wouldn't really appreciate flowers. He doesn't care much for sweets of any kind. So, it does become a little more challenging.

Last year, I bought a clear glass vase at the dollar store and tied a red ribbon around it. I also got a package of place cards (at Dollar Tree in the wedding/party section). I thought of 52 reasons why I love him (from completely silly things to more serious ones) and wrote one on the inside of each card. On the outside of each card, I wrote the title "52 Things I Love About Michael." Then, I sealed the cards each with a Valentine sticker. (I got a whole sheet of them from Dollar Tree and had enough leftover to decorate the vase too.) To make it colorful, I used 10 different colors of felt tip pens (which I got free after rebate at Staples) to write the messages. The place cards actually came 50 to a package, so I used other little papers I had on hand for the remaining two cards and still sealed them with a sticker too. After all of the cards were done, I filled the vase. So, I had a cute, thoughtful gift for a little over $3.00! I told Michael that if opened one per week, he'd have a year full of great thoughts. However, he couldn't wait and ended up reading one each day. That still lasted nearly 2 months. It was definitely a gift that kept giving.

I don't know what I'm going to do this year. However, as you can see, whether you are planning to cook dinner or hand-make a gift, it takes some time and thought. Better to start working on it now. Then, you won't have to run out and buy an expensive (and probably, cheesy) gift for your Valentine at the last minute.

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